Frequently Asked
Questions

Accepting Payments

We’ve helped over 10,000 small businesses across the U.S. access the working capital they need to grow. From brick-and-mortar retailers to service-based businesses, our clients span dozens of industries and all 50 states.

Probably not. If your business has been operating for at least 6 months, brings in $5,000 or more in monthly revenue, and has a credit score of 500+, you likely qualify. We work with businesses at all stages — you don’t need to be big to get funded.

General

No — Fundlynq is not a bank. We’re a business funding marketplace that connects small business owners with working capital solutions. Because we’re not a traditional bank, we can move faster, be more flexible, and say yes when banks can’t.

We’ve helped over 10,000 small businesses across the U.S. access the working capital they need to grow. From brick-and-mortar retailers to service-based businesses, our clients span dozens of industries and all 50 states.

Probably not. If your business has been operating for at least 6 months, brings in $5,000 or more in monthly revenue, and has a credit score of 500+, you likely qualify. We work with businesses at all stages — you don’t need to be big to get funded.

Once your offer is accepted, funds are typically deposited directly into your business checking account within 24 hours. You’ll receive confirmation at every step, and our team is available if you have any questions along the way.

Security

No — Fundlynq is not a bank. We’re a business funding marketplace that connects small business owners with working capital solutions. Because we’re not a traditional bank, we can move faster, be more flexible, and say yes when banks can’t.

We’ve helped over 10,000 small businesses across the U.S. access the working capital they need to grow. From brick-and-mortar retailers to service-based businesses, our clients span dozens of industries and all 50 states.

Probably not. If your business has been operating for at least 6 months, brings in $5,000 or more in monthly revenue, and has a credit score of 500+, you likely qualify. We work with businesses at all stages — you don’t need to be big to get funded.